Use These Tips to Choose the Right FreedomLife Insurance

There are two kinds of life insurance plans out there. One is term life insurance. This type of life insurance plan lasts only for a set amount of time. For example, you may want to choose it if you need the life insurance to cover a time limited expense. This can be anything from your kids growing up, your child attending college, or a debt that needs to be paid off before a specific amount of time.

Since term life insurance plans are usually cheaper, simply because the death rate per thousand is much lower for that specific amount of time, you can also choose term life insurance if you need a large life insurance policy but you cannot afford it at the current moment. Even more than that, you can choose a convertible life insurance plan so that you can convert your term life insurance plan into a permanent life insurance plan later on. Otherwise, you can always renew your life insurance when your term expires. At the same time, your premium may go up if you’re older.

Permanent life insurance does cost more, but it also lasts forever. There will be no need to start paying higher premiums when you get older. In addition, you can accrue savings that you can use, even to pay off that very same life insurance. It is a good idea if you just want to have life insurance, without the need to cover a specific time limited financial need, and if you can afford it.

Another important thing is the company where you get your life insurance from. First of all, you need a company that is well respected and has raving reviews, such as Freedom Life Insurance. You need a company that has been in business for a long time, so you know that you can trust them. An example of this would be Freedom Life Insurance. You also want a company that truly cares about their customers and not just about their bottom line. You also want one that has an excellent customer support service, so that they can help you out when you have any questions or when you need to choose a life insurance plan. Freedom Life Insurance is known for this. Visit:

Vijay Eswaran Advises Students And First Time Job Seekers At Universiti Malaya

Recently, at a student’s forum at Universiti Malaya, Vijay Eswaran said that higher learning institutions should support graduates to become job creators instead of job seekers.

The QI Group’ executive director noted that students should be motivated to take risks and create employment. According to him, conservative thinking habitually leads students to work for other people prior to venturing out on their own to achieve work experience.

Vijay Eswaran said that the world is moving forward quickly and artificial intelligence is changing jobs, as robotics and automation take over. Additionally, the population has increased.

Nevertheless, the Chinese, South Koreans, Japanese and Taiwanese are willing to gain experience first although they want to be their own bosses. They also want to create jobs as they lure others to work in their businesses. Read more: Dato’ Sri Vijay Eswaran Speaks At World Economic Forum 2016

He also advised individuals seeking jobs for the first time to seek for positions that would match their skills and qualification. An individual may choose to work for an established company or a start-up.

The decision that individuals make should be based on extensive considerations of the pros and cons of both surroundings regarding how it would suit their preferences and personalities.

Vijay Eswaran pointed out that in all honesty, no person has it easy. Even on the other side, people are still going to find new complaints. However, it is vital to gain understanding of the several stages of development in a business life cycle from the startup phase to corporate level. He remarked that students should be the leaders and the team leader in a startup.

They have to come up with an idea and implement it to the end. According to Vijay Eswaran, the greatest benefit of startup experience is that there is little delegation. Students must be ready to fully support the vision of the startup once they sign a contract with them.

He also shared his experience saying that working in a startup was actually more fast-paced and always changing. In addition, in startups, there is a lot of action and free communication unlike the more structured and slower-paced corporate environment.

Notably, students have to consider the factors that are important to help them work toward their goals. Moreover, the choice of the place to work depends on individuals’ personality, work style and distinctive needs to determine what will be best for them and their profession.

Learn more about Vijay Eswaran: and

Madison Street Capital, A Rising Global Investment Banking Firm

Madison Street Capital is an investment banking firm for middle-market companies that provides a range of financial services including advice on corporate matters such as mergers and acquisitions (M&A), business valuation, tax compliance, bankruptcy services, matching buyers with sellers and help in writing complicated contracts and devising exit strategies. Madison Street Capital was founded in 2005 and has since established offices in Chicago and Oregon within the United States as well as in Ghana and India. Learn more:

Madison Street Capital has been behind some very successful company mergers and acquisitions in the recent past, most notably when it acted as the only advisor to DCG Software Value, a firm dealing in software management solutions based in Pennsylvania, in its merger with the Spitfire Group, a technology consultancy in Denver. After the successful closing of the merger, DCG Software Value CEO Mike Harris had nothing but praise for Madison Street Capital’s insight and analytical skills that brought both companies a favorable deal. Madison Street Capital also advised the WLR Automotive Group, a firm specializing in car washes, detailing and automobile repairs, on a sale and leaseback worth more than $13 million, which aided the WLR Automotive Group in continuing its expansion efforts ( Its CEO, Randall Simpson, lauded Madison Street Capital on its ability to close deals smoothly. The investment banker has, in addition, coordinated a line of credit for Maintenance Systems Management, a San Francisco-based provider of janitorship and custody-related services on contract. It also managed to secure capital for HeartSync, a cardiac medical device manufacturer in Michigan, so that the company could grow and offer greater services to more heart patients. Yet another milestone achieved by Madison Street Capital was a minority equity and subordinated debt investment coordinated for ARES Security Corporation, a provider of security software for clients in the energy and transportation sectors. All of these accomplishments can be found in an article at

Madison Street Capital’s brilliant financial advising and deal coordination have won it recognition in the yearly M&A Advisor Awards. The company won top honours for coordinating Dowco Group’s acquisition of Acuna and Associates, receiving further nominations in investment banking pertaining to boutiques, strategic deal making, and professional services. Madison Street co-founder, Anthony Marsala, was named by the National Association of Certified Valuators and Analysts to its 40 under 40 list as well, thus appreciating the firm’s continued rise. Anthony Marsala became one of the most influential personalities inside the corporation for his role in the growth of the company and the success of its advising strategies.

Today, Madison Street Capital is one of the strongest financial advisory companies in Chicago, and a force to be reckoned with in the entire territory of the United States. As years passed, the reach of Madison Street Capital have increasingly risen, and it will keep doing so in the future.